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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,527 | $98,760-84.3% | $149,715-89.6% | $79,858-80.6% |
| Participation rate | 71.0% | 75.8%-4.8pp | 82.5%-11.5pp | 69.6%+1.3pp |
| Annual return | 20.86% | 27.43%-6.6pp | 276.66%-255.8pp | 31.72%-10.9pp |
| Employer contribution / active EE | $804 | $3,217-75.0% | $4,645-82.7% | $2,471-67.5% |
| Participant deferral / active EE | $3,357 | $5,681-40.9% | $6,842-50.9% | $3,740-10.2% |
| Admin fee / account holder | $1,005 | $6,053-83.4% | $9,310-89.2% | $5,306-81.1% |