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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,870 | $105,856-41.6% | $90,161-31.4% | $147,585-58.1% |
| Participation rate | 50.0% | 79.7%-29.7pp | 76.9%-26.9pp | 82.8%-32.8pp |
| Annual return | 33.77% | 37.63%-3.9pp | 34.89%-1.1pp | 578.58%-544.8pp |
| Employer contribution / active EE | $1,460 | $4,126-64.6% | $3,318-56.0% | $4,876-70.1% |
| Participant deferral / active EE | $12,000 | $5,733+109.3% | $5,287+127.0% | $5,439+120.6% |
| Admin fee / account holder | $1,012 | $8,046-87.4% | $5,943-83.0% | $10,886-90.7% |