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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,038 | $228,352-58.4% | $185,835-48.9% | $158,966-40.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 15.18% | 40.81%-25.6pp | 35.96%-20.8pp | 302.95%-287.8pp |
| Employer contribution / active EE | $13,480 | $4,967+171.4% | $4,087+229.8% | $4,762+183.0% |
| Participant deferral / active EE | $7,136 | $6,416+11.2% | $5,633+26.7% | $5,983+19.3% |
| Admin fee / account holder | $1,287 | $11,867-89.2% | $9,502-86.5% | $11,250-88.6% |