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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,356 | $211,946-73.9% | $169,452-67.3% | $135,379-59.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -1.92% | 3.26%-5.2pp | 1.83%-3.8pp | 519.79%-521.7pp |
| Employer contribution / active EE | $9,837 | $5,117+92.2% | $4,157+136.6% | $4,779+105.8% |
| Participant deferral / active EE | $8,521 | $6,075+40.3% | $5,277+61.5% | $5,609+51.9% |
| Admin fee / account holder | $550 | $11,472-95.2% | $9,110-94.0% | $10,828-94.9% |