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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,069 | $100,911-81.1% | $90,440-78.9% | $158,966-88.0% |
| Participation rate | 75.0% | 75.0%0pp | 72.7%+2.3pp | 82.0%-7.0pp |
| Annual return | 16.40% | 1726.62%-1710.2pp | 1294.38%-1278.0pp | 302.95%-286.5pp |
| Employer contribution / active EE | $573 | $3,690-84.5% | $3,263-82.4% | $4,762-88.0% |
| Participant deferral / active EE | $1,197 | $4,348-72.5% | $3,964-69.8% | $5,983-80.0% |
| Admin fee / account holder | $1,359 | $6,507-79.1% | $5,615-75.8% | $11,250-87.9% |