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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,589 | $90,607-85.0% | $79,467-82.9% | $135,380-90.0% |
| Participation rate | 62.5% | 76.0%-13.5pp | 73.3%-10.8pp | 82.6%-20.1pp |
| Annual return | -8.91% | 977.74%-986.6pp | 718.30%-727.2pp | 519.81%-528.7pp |
| Employer contribution / active EE | $897 | $3,068-70.7% | $2,800-68.0% | $4,779-81.2% |
| Participant deferral / active EE | $2,823 | $4,050-30.3% | $3,704-23.8% | $5,609-49.7% |
| Admin fee / account holder | $0 | $5,895-100.0% | $5,104-100.0% | $10,828-100.0% |