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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,659 | $124,330-3.0% | $109,173+10.5% | $167,536-28.0% |
| Participation rate | 40.0% | 79.5%-39.5pp | 75.9%-35.9pp | 82.1%-42.1pp |
| Annual return | 14.05% | 26.04%-12.0pp | 25.75%-11.7pp | 478.82%-464.8pp |
| Employer contribution / active EE | $1,119 | $4,209-73.4% | $3,723-69.9% | $4,839-76.9% |
| Participant deferral / active EE | $18,200 | $5,256+246.2% | $4,654+291.1% | $6,342+187.0% |
| Admin fee / account holder | $590 | $7,974-92.6% | $6,755-91.3% | $12,315-95.2% |