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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,448 | $115,814-45.2% | $101,275-37.4% | $158,982-60.1% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 16.35% | 56.16%-39.8pp | 46.48%-30.1pp | 302.99%-286.6pp |
| Employer contribution / active EE | $770 | $4,176-81.6% | $3,660-79.0% | $4,763-83.8% |
| Participant deferral / active EE | $5,375 | $4,958+8.4% | $4,371+23.0% | $5,983-10.2% |
| Admin fee / account holder | $609 | $7,249-91.6% | $5,948-89.8% | $11,252-94.6% |