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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,347 | $202,342-86.0% | $172,752-83.6% | $152,897-81.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 31.91% | 1029.83%-997.9pp | 802.97%-771.1pp | 345.43%-313.5pp |
| Employer contribution / active EE | $2,265 | $5,858-61.3% | $5,144-56.0% | $4,764-52.4% |
| Participant deferral / active EE | $7,563 | $5,948+27.2% | $5,198+45.5% | $5,851+29.3% |
| Admin fee / account holder | $2,928 | $17,111-82.9% | $13,955-79.0% | $11,599-74.8% |