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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,819 | $162,967+65.6% | $135,792+98.7% | $138,895+94.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 18.19% | 30.08%-11.9pp | 25.96%-7.8pp | 145.39%-127.2pp |
| Employer contribution / active EE | $14,400 | $4,211+242.0% | $3,496+312.0% | $4,194+243.3% |
| Participant deferral / active EE | $12,044 | $5,640+113.5% | $4,759+153.1% | $6,396+88.3% |
| Admin fee / account holder | $10,340 | $15,306-32.4% | $12,266-15.7% | $12,562-17.7% |