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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,718 | $138,072-91.5% | $123,549-90.5% | $135,382-91.3% |
| Participation rate | 77.8% | 84.7%-7.0pp | 82.3%-4.5pp | 82.6%-4.9pp |
| Annual return | 1.68% | 153.69%-152.0pp | 119.20%-117.5pp | 519.77%-518.1pp |
| Employer contribution / active EE | $2,149 | $5,152-58.3% | $4,628-53.6% | $4,779-55.0% |
| Participant deferral / active EE | $3,213 | $6,799-52.8% | $6,426-50.0% | $5,609-42.7% |
| Admin fee / account holder | $2,941 | $10,917-73.1% | $9,284-68.3% | $10,829-72.8% |