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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,493 | $148,623-63.3% | $135,974-59.9% | $139,466-60.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.22% | 79.30%-66.1pp | 68.30%-55.1pp | 373.66%-360.4pp |
| Employer contribution / active EE | $4,122 | $5,246-21.4% | $4,859-15.2% | $4,754-13.3% |
| Participant deferral / active EE | $12,775 | $8,103+57.7% | $7,760+64.6% | $6,712+90.3% |
| Admin fee / account holder | $2,769 | $12,406-77.7% | $10,767-74.3% | $11,409-75.7% |