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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,174 | $138,114-76.7% | $125,391-74.3% | $134,545-76.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.60% | 750.88%-768.5pp | 572.41%-590.0pp | 418.37%-436.0pp |
| Employer contribution / active EE | $3,330 | $5,246-36.5% | $4,816-30.8% | $4,742-29.8% |
| Participant deferral / active EE | $8,826 | $7,801+13.1% | $7,448+18.5% | $6,401+37.9% |
| Admin fee / account holder | $30,022 | $11,570+159.5% | $10,009+200.0% | $11,431+162.6% |