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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,297 | $217,427-97.6% | $185,837-97.1% | $167,518-96.8% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 45.58% | 148.39%-102.8pp | 122.08%-76.5pp | 478.71%-433.1pp |
| Employer contribution / active EE | $2,819 | $5,874-52.0% | $5,168-45.4% | $4,838-41.7% |
| Participant deferral / active EE | $3,463 | $6,357-45.5% | $5,568-37.8% | $6,342-45.4% |
| Admin fee / account holder | $1,058 | $19,816-94.7% | $16,241-93.5% | $12,312-91.4% |