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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,726 | $138,393-12.0% | $184,256-33.9% | $80,959+50.4% |
| Participation rate | 91.7% | 83.9%+7.8pp | 86.8%+4.8pp | 67.7%+24.0pp |
| Annual return | 12.71% | 20.01%-7.3pp | 28.85%-16.1pp | 35.67%-23.0pp |
| Employer contribution / active EE | $456 | $4,847-90.6% | $6,427-92.9% | $2,757-83.5% |
| Participant deferral / active EE | $17,109 | $7,076+141.8% | $9,133+87.3% | $4,300+297.9% |
| Admin fee / account holder | $6,121 | $10,489-41.6% | $13,899-56.0% | $6,925-11.6% |