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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,726 | $138,385-12.0% | $184,200-33.9% | $80,874+50.5% |
| Participation rate | 91.7% | 83.9%+7.8pp | 86.8%+4.8pp | 67.6%+24.0pp |
| Annual return | 12.71% | 20.02%-7.3pp | 28.80%-16.1pp | 35.62%-22.9pp |
| Employer contribution / active EE | $456 | $4,849-90.6% | $6,424-92.9% | $2,756-83.5% |
| Participant deferral / active EE | $17,109 | $7,073+141.9% | $9,132+87.4% | $4,297+298.2% |
| Admin fee / account holder | $6,121 | $10,483-41.6% | $13,907-56.0% | $6,935-11.7% |