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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,598 | $78,694-75.1% | $67,653-71.0% | $125,388-84.4% |
| Participation rate | 60.0% | 78.8%-18.8pp | 75.7%-15.7pp | 83.2%-23.2pp |
| Annual return | -2.00% | 9.46%-11.5pp | 6625.22%-6627.2pp | 282.24%-284.2pp |
| Employer contribution / active EE | $983 | $3,044-67.7% | $2,266-56.6% | $4,866-79.8% |
| Participant deferral / active EE | $1,995 | $4,292-53.5% | $3,560-44.0% | $5,352-62.7% |
| Admin fee / account holder | $2,272 | $7,403-69.3% | $4,821-52.9% | $9,541-76.2% |