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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,973 | $77,816-73.0% | $123,549-83.0% | $64,181-67.3% |
| Participation rate | 81.1% | 74.7%+6.4pp | 82.3%-1.2pp | 69.6%+11.5pp |
| Annual return | 3.42% | 12.49%-9.1pp | 119.20%-115.8pp | 7.63%-4.2pp |
| Employer contribution / active EE | $6,703 | $3,014+122.4% | $4,628+44.8% | $2,381+181.5% |
| Participant deferral / active EE | $9,813 | $5,240+87.3% | $6,426+52.7% | $3,470+182.8% |
| Admin fee / account holder | $3,143 | $5,519-43.1% | $9,284-66.1% | $4,887-35.7% |