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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,918 | $56,063-73.4% | $76,051-80.4% | $80,911-81.6% |
| Participation rate | 67.6% | 62.0%+5.6pp | 69.1%-1.4pp | 67.6%0pp |
| Annual return | 10.75% | 20.54%-9.8pp | 360.42%-349.7pp | 35.63%-24.9pp |
| Employer contribution / active EE | $653 | $1,874-65.2% | $2,690-75.7% | $2,756-76.3% |
| Participant deferral / active EE | $2,585 | $3,052-15.3% | $4,257-39.3% | $4,297-39.8% |
| Admin fee / account holder | $227 | $5,240-95.7% | $6,416-96.5% | $6,935-96.7% |