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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,538 | $181,896-88.7% | $156,551-86.9% | $273,972-92.5% |
| Participation rate | 73.3% | 88.4%-15.1pp | 84.0%-10.7pp | 83.0%-9.7pp |
| Annual return | 8.87% | 30.74%-21.9pp | 32.23%-23.4pp | 41.46%-32.6pp |
| Employer contribution / active EE | $1,986 | $6,248-68.2% | $5,501-63.9% | $4,869-59.2% |
| Participant deferral / active EE | $3,551 | $5,550-36.0% | $4,871-27.1% | $5,287-32.8% |
| Admin fee / account holder | $1,010 | $15,560-93.5% | $13,028-92.2% | $10,133-90.0% |