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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,206 | $175,231-71.3% | $149,696-66.5% | $139,466-64.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.81% | 166.77%-150.0pp | 134.46%-117.6pp | 373.66%-356.9pp |
| Employer contribution / active EE | $1,839 | $5,478-66.4% | $4,821-61.9% | $4,754-61.3% |
| Participant deferral / active EE | $7,937 | $6,521+21.7% | $5,682+39.7% | $6,712+18.2% |
| Admin fee / account holder | $673 | $16,155-95.8% | $13,212-94.9% | $11,409-94.1% |