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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,844 | $48,267-79.6% | $68,794-85.7% | $68,495-85.6% |
| Participation rate | 33.3% | 60.7%-27.3pp | 69.0%-35.7pp | 67.9%-34.6pp |
| Annual return | -16.16% | -12.70%-3.5pp | -6.37%-9.8pp | -7.84%-8.3pp |
| Employer contribution / active EE | $378 | $1,829-79.3% | $2,656-85.8% | $2,596-85.4% |
| Participant deferral / active EE | $980 | $2,867-65.8% | $3,941-75.1% | $4,028-75.7% |
| Admin fee / account holder | $67 | $4,362-98.5% | $4,934-98.6% | $5,403-98.8% |