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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,160 | $97,125-38.1% | $86,233-30.2% | $137,256-56.2% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.0%-29.0pp | 80.0%-40.0pp |
| Annual return | 15.70% | 74.19%-58.5pp | 61.39%-45.7pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,345 | $2,841-52.7% | $2,504-46.3% | $4,156-67.6% |
| Participant deferral / active EE | $1,810 | $5,180-65.0% | $4,559-60.3% | $6,407-71.7% |
| Admin fee / account holder | $241 | $9,725-97.5% | $8,342-97.1% | $12,270-98.0% |