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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,160 | $108,882-44.7% | $96,754-37.8% | $154,746-61.1% |
| Participation rate | 40.0% | 75.1%-35.1pp | 70.3%-30.3pp | 80.7%-40.7pp |
| Annual return | 15.70% | 98.39%-82.7pp | 82.04%-66.3pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,345 | $3,018-55.4% | $2,679-49.8% | $4,379-69.3% |
| Participant deferral / active EE | $1,810 | $5,323-66.0% | $4,758-62.0% | $6,730-73.1% |
| Admin fee / account holder | $241 | $10,200-97.6% | $8,905-97.3% | $14,365-98.3% |