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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,941 | $157,270-73.3% | $141,173-70.3% | $152,870-72.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 22.28% | 64.33%-42.1pp | 71.40%-49.1pp | 345.34%-323.1pp |
| Employer contribution / active EE | $7,595 | $5,261+44.3% | $4,735+60.4% | $4,763+59.5% |
| Participant deferral / active EE | $245 | $7,110-96.6% | $6,710-96.3% | $5,850-95.8% |
| Admin fee / account holder | $538 | $12,121-95.6% | $10,262-94.8% | $11,597-95.4% |