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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,779 | $211,105-84.9% | $178,449-82.2% | $145,978-78.2% |
| Participation rate | 55.6% | 80.8%-25.2pp | 77.1%-21.5pp | 80.3%-24.7pp |
| Annual return | 13.33% | 30.19%-16.9pp | 27.09%-13.8pp | 550.52%-537.2pp |
| Employer contribution / active EE | $1,305 | $4,569-71.4% | $3,951-67.0% | $4,662-72.0% |
| Participant deferral / active EE | $3,682 | $6,959-47.1% | $6,277-41.3% | $6,690-45.0% |
| Admin fee / account holder | $1,814 | $12,017-84.9% | $10,362-82.5% | $13,400-86.5% |