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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,581 | $76,407+12.0% | $150,298-43.1% | $82,448+3.8% |
| Participation rate | 63.3% | 66.4%-3.1pp | 77.8%-14.4pp | 68.1%-4.7pp |
| Annual return | 15.81% | 39.99%-24.2pp | 62.79%-47.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,526 | $2,614-41.6% | $4,154-63.3% | $2,551-40.2% |
| Participant deferral / active EE | $3,748 | $3,214+16.6% | $5,453-31.3% | $4,139-9.5% |
| Admin fee / account holder | $2,185 | $6,352-65.6% | $14,116-84.5% | $7,234-69.8% |