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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,686 | $91,424-78.5% | $135,942-85.5% | $71,495-72.5% |
| Participation rate | 80.4% | 75.7%+4.7pp | 81.9%-1.5pp | 67.9%+12.4pp |
| Annual return | 32.57% | 29.90%+2.7pp | 68.28%-35.7pp | 28.85%+3.7pp |
| Employer contribution / active EE | $702 | $3,704-81.0% | $4,858-85.5% | $2,589-72.9% |
| Participant deferral / active EE | $5,019 | $7,092-29.2% | $7,759-35.3% | $4,291+17.0% |
| Admin fee / account holder | $558 | $1,266-55.9% | $10,764-94.8% | $1,588-64.9% |