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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,106 | $89,259-71.9% | $107,187-76.6% | $82,637-69.6% |
| Participation rate | 30.4% | 67.9%-37.6pp | 75.0%-44.7pp | 68.1%-37.7pp |
| Annual return | 18.85% | 21.02%-2.2pp | 204.55%-185.7pp | 53.51%-34.7pp |
| Employer contribution / active EE | $1,209 | $3,080-60.8% | $3,782-68.0% | $2,552-52.6% |
| Participant deferral / active EE | $2,120 | $4,037-47.5% | $5,096-58.4% | $4,126-48.6% |
| Admin fee / account holder | $4,204 | $7,381-43.0% | $9,162-54.1% | $7,339-42.7% |