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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,378 | $76,551-70.8% | $123,894-81.9% | $62,881-64.4% |
| Participation rate | 71.4% | 73.0%-1.6pp | 81.4%-10.0pp | 69.3%+2.1pp |
| Annual return | 15.57% | 18.68%-3.1pp | 47.52%-31.9pp | 20.14%-4.6pp |
| Employer contribution / active EE | $1,862 | $2,882-35.4% | $4,617-59.7% | $2,281-18.4% |
| Participant deferral / active EE | $7,736 | $4,840+59.8% | $5,984+29.3% | $3,203+141.5% |
| Admin fee / account holder | $1,129 | $4,826-76.6% | $8,357-86.5% | $4,296-73.7% |