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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,076 | $109,908+42.9% | $97,161+61.7% | $145,978+7.6% |
| Participation rate | 55.6% | 75.9%-20.4pp | 72.7%-17.1pp | 80.3%-24.7pp |
| Annual return | 11.87% | 243.80%-231.9pp | 75.36%-63.5pp | 550.52%-538.6pp |
| Employer contribution / active EE | $969 | $3,077-68.5% | $2,723-64.4% | $4,662-79.2% |
| Participant deferral / active EE | $5,975 | $4,679+27.7% | $4,265+40.1% | $6,690-10.7% |
| Admin fee / account holder | $0 | $6,213-100.0% | $5,647-100.0% | $13,400-100.0% |