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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,012 | $160,040-51.3% | $147,096-47.0% | $145,877-46.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.73% | 98.49%-84.8pp | 419.75%-406.0pp | 551.28%-537.6pp |
| Employer contribution / active EE | $6,941 | $5,289+31.2% | $4,936+40.6% | $4,663+48.9% |
| Participant deferral / active EE | $16,070 | $8,429+90.7% | $8,071+99.1% | $6,691+140.2% |
| Admin fee / account holder | $13,164 | $15,050-12.5% | $13,005+1.2% | $13,402-1.8% |