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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,275 | $154,228-26.6% | $145,433-22.1% | $137,256-17.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.31% | 74.59%-53.3pp | 66.58%-45.3pp | 220.34%-199.0pp |
| Employer contribution / active EE | $7,478 | $4,804+55.7% | $4,554+64.2% | $4,156+79.9% |
| Participant deferral / active EE | $16,276 | $8,216+98.1% | $7,897+106.1% | $6,407+154.0% |
| Admin fee / account holder | $3,139 | $14,344-78.1% | $13,129-76.1% | $12,270-74.4% |