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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,993 | $197,819-88.4% | $155,789-85.2% | $125,389-81.7% |
| Participation rate | 66.7% | 82.1%-15.4pp | 76.1%-9.4pp | 83.2%-16.5pp |
| Annual return | -0.43% | 86.73%-87.2pp | 71.54%-72.0pp | 282.24%-282.7pp |
| Employer contribution / active EE | $1,309 | $4,850-73.0% | $3,839-65.9% | $4,866-73.1% |
| Participant deferral / active EE | $2,220 | $5,631-60.6% | $4,798-53.7% | $5,352-58.5% |
| Admin fee / account holder | $3,083 | $9,544-67.7% | $7,477-58.8% | $9,541-67.7% |