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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,586 | $78,694-48.4% | $67,652-40.0% | $125,389-67.6% |
| Participation rate | 81.8% | 78.8%+3.0pp | 75.7%+6.2pp | 83.2%-1.4pp |
| Annual return | -6.33% | 9.46%-15.8pp | 6625.40%-6631.7pp | 282.24%-288.6pp |
| Employer contribution / active EE | $2,225 | $3,044-26.9% | $2,266-1.8% | $4,866-54.3% |
| Participant deferral / active EE | $5,094 | $4,292+18.7% | $3,560+43.1% | $5,352-4.8% |
| Admin fee / account holder | $8,784 | $7,403+18.7% | $4,821+82.2% | $9,541-7.9% |