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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,860 | $209,336-96.7% | $197,124-96.5% | $137,256-95.0% |
| Participation rate | 83.3% | 87.3%-4.0pp | 86.7%-3.4pp | 80.0%+3.4pp |
| Annual return | 2.90% | 48.09%-45.2pp | 44.34%-41.4pp | 220.34%-217.4pp |
| Employer contribution / active EE | $1,575 | $6,591-76.1% | $6,227-74.7% | $4,156-62.1% |
| Participant deferral / active EE | $8,458 | $9,614-12.0% | $9,135-7.4% | $6,407+32.0% |
| Admin fee / account holder | $90,135 | $17,308+420.8% | $16,298+453.0% | $12,270+634.6% |