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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,860 | $223,823-96.9% | $211,142-96.8% | $154,746-95.6% |
| Participation rate | 83.3% | 87.9%-4.5pp | 87.3%-4.0pp | 80.7%+2.6pp |
| Annual return | 2.90% | 50.39%-47.5pp | 46.84%-43.9pp | 172.34%-169.4pp |
| Employer contribution / active EE | $1,575 | $6,787-76.8% | $6,442-75.5% | $4,379-64.0% |
| Participant deferral / active EE | $8,458 | $9,750-13.3% | $9,284-8.9% | $6,730+25.7% |
| Admin fee / account holder | $90,135 | $19,707+357.4% | $19,076+372.5% | $14,365+527.5% |