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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,485 | $180,466-3.9% | $154,114+12.6% | $135,382+28.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -13.19% | 888.15%-901.3pp | 735.16%-748.4pp | 519.77%-533.0pp |
| Employer contribution / active EE | $1,734 | $6,035-71.3% | $5,298-67.3% | $4,779-63.7% |
| Participant deferral / active EE | $8,236 | $5,806+41.8% | $5,081+62.1% | $5,609+46.8% |
| Admin fee / account holder | $2,513 | $16,144-84.4% | $13,411-81.3% | $10,829-76.8% |