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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,028 | $93,617-22.0% | $135,982-46.3% | $75,177-2.9% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 30.46% | 30.89%-0.4pp | 68.32%-37.9pp | 160.75%-130.3pp |
| Employer contribution / active EE | $9,913 | $3,538+180.2% | $4,859+104.0% | $2,671+271.1% |
| Participant deferral / active EE | $8,950 | $6,406+39.7% | $7,760+15.3% | $4,126+116.9% |
| Admin fee / account holder | $2,851 | $6,980-59.2% | $10,767-73.5% | $5,651-49.6% |