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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,631 | $138,114-59.0% | $125,391-54.8% | $134,545-57.9% |
| Participation rate | 86.4% | 84.5%+1.9pp | 82.4%+4.0pp | 81.2%+5.1pp |
| Annual return | -2.87% | 750.88%-753.8pp | 572.41%-575.3pp | 418.37%-421.2pp |
| Employer contribution / active EE | $9,626 | $5,246+83.5% | $4,816+99.9% | $4,742+103.0% |
| Participant deferral / active EE | $7,788 | $7,801-0.2% | $7,448+4.6% | $6,401+21.7% |
| Admin fee / account holder | $451 | $11,570-96.1% | $10,009-95.5% | $11,431-96.1% |