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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,626 | $99,345-86.3% | $84,753-83.9% | $273,972-95.0% |
| Participation rate | 75.0% | 80.7%-5.7pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | 0.83% | 22.93%-22.1pp | 22.78%-22.0pp | 41.46%-40.6pp |
| Employer contribution / active EE | $988 | $4,214-76.6% | $3,574-72.4% | $4,869-79.7% |
| Participant deferral / active EE | $1,261 | $4,270-70.5% | $3,712-66.0% | $5,287-76.1% |
| Admin fee / account holder | $368 | $6,645-94.5% | $5,333-93.1% | $10,133-96.4% |