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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,183 | $135,956-52.8% | $123,894-48.2% | $273,972-76.6% |
| Participation rate | 20.0% | 84.1%-64.1pp | 81.4%-61.4pp | 83.0%-63.0pp |
| Annual return | 12.08% | 56.63%-44.5pp | 47.52%-35.4pp | 41.46%-29.4pp |
| Employer contribution / active EE | $3,780 | $5,170-26.9% | $4,617-18.1% | $4,869-22.4% |
| Participant deferral / active EE | $11,294 | $6,343+78.1% | $5,984+88.7% | $5,287+113.6% |
| Admin fee / account holder | $617 | $9,817-93.7% | $8,357-92.6% | $10,133-93.9% |