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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,570 | $127,386-35.2% | $115,037-28.2% | $125,388-34.1% |
| Participation rate | 50.0% | 84.2%-34.2pp | 81.4%-31.4pp | 83.2%-33.2pp |
| Annual return | -3.36% | 31.28%-34.6pp | 26.14%-29.5pp | 282.24%-285.6pp |
| Employer contribution / active EE | $2,196 | $5,166-57.5% | $4,608-52.3% | $4,866-54.9% |
| Participant deferral / active EE | $4,646 | $6,423-27.7% | $6,026-22.9% | $5,352-13.2% |
| Admin fee / account holder | $3,707 | $9,516-61.0% | $8,175-54.7% | $9,541-61.1% |