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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,316 | $97,027-11.0% | $83,323+3.6% | $135,382-36.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.62% | 12.31%-17.9pp | 10.63%-16.3pp | 519.77%-525.4pp |
| Employer contribution / active EE | $2,571 | $4,143-37.9% | $3,379-23.9% | $4,779-46.2% |
| Participant deferral / active EE | $4,670 | $5,964-21.7% | $5,565-16.1% | $5,609-16.7% |
| Admin fee / account holder | $1,263 | $8,427-85.0% | $7,539-83.3% | $10,829-88.3% |