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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,911 | $144,124-63.3% | $117,857-55.1% | $147,585-64.1% |
| Participation rate | 55.6% | 83.4%-27.9pp | 79.7%-24.1pp | 82.8%-27.3pp |
| Annual return | 32.81% | 531.17%-498.4pp | 335.09%-302.3pp | 578.57%-545.8pp |
| Employer contribution / active EE | $2,480 | $4,897-49.4% | $3,786-34.5% | $4,876-49.1% |
| Participant deferral / active EE | $3,598 | $5,316-32.3% | $4,482-19.7% | $5,439-33.8% |
| Admin fee / account holder | $0 | $10,886-100.0% | $8,020-100.0% | $10,885-100.0% |