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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $450 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,460 | $75,183-51.5% | $123,894-70.6% | $55,167-33.9% |
| Participation rate | 65.7% | 72.8%-7.1pp | 81.4%-15.7pp | 69.0%-3.3pp |
| Annual return | 10.91% | 19.01%-8.1pp | 47.52%-36.6pp | 169.23%-158.3pp |
| Employer contribution / active EE | $5,394 | $2,823+91.0% | $4,617+16.8% | $1,963+174.8% |
| Participant deferral / active EE | $5,749 | $5,084+13.1% | $5,984-3.9% | $3,054+88.2% |
| Admin fee / account holder | $3 | $663-99.5% | $8,357-100.0% | $504-99.4% |