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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,937 | $165,361-20.2% | $149,715-11.9% | $158,950-17.0% |
| Participation rate | 78.6% | 84.6%-6.0pp | 82.5%-3.9pp | 82.0%-3.4pp |
| Annual return | 23.06% | 348.24%-325.2pp | 276.66%-253.6pp | 302.91%-279.8pp |
| Employer contribution / active EE | $4,340 | $5,103-15.0% | $4,645-6.6% | $4,762-8.9% |
| Participant deferral / active EE | $10,412 | $7,182+45.0% | $6,842+52.2% | $5,983+74.0% |
| Admin fee / account holder | $1,012 | $10,808-90.6% | $9,310-89.1% | $11,248-91.0% |