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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,035 | $85,766-72.0% | $136,298-82.4% | $70,126-65.7% |
| Participation rate | 94.6% | 74.2%+20.4pp | 81.9%+12.7pp | 69.5%+25.1pp |
| Annual return | 25.39% | 31.46%-6.1pp | 5156.27%-5130.9pp | 73.15%-47.8pp |
| Employer contribution / active EE | $2,929 | $2,966-1.2% | $4,696-37.6% | $2,343+25.0% |
| Participant deferral / active EE | $6,747 | $5,051+33.6% | $6,247+8.0% | $3,332+102.5% |
| Admin fee / account holder | $3,455 | $5,421-36.3% | $9,244-62.6% | $4,645-25.6% |