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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,730 | $91,179-42.2% | $178,499-70.5% | $79,852-34.0% |
| Participation rate | 96.2% | 69.2%+26.9pp | 81.9%+14.2pp | 69.6%+26.5pp |
| Annual return | 0.90% | 24.19%-23.3pp | 151.10%-150.2pp | 31.72%-30.8pp |
| Employer contribution / active EE | $1,430 | $3,256-56.1% | $5,011-71.5% | $2,471-42.1% |
| Participant deferral / active EE | $4,726 | $3,236+46.0% | $5,202-9.2% | $3,740+26.3% |
| Admin fee / account holder | $73,352 | $6,749+986.9% | $13,986+424.5% | $5,306+1282.4% |