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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,418 | $202,342-34.6% | $172,752-23.3% | $152,897-13.4% |
| Participation rate | 91.3% | 87.1%+4.2pp | 82.6%+8.7pp | 82.5%+8.9pp |
| Annual return | 22.24% | 1029.83%-1007.6pp | 802.97%-780.7pp | 345.43%-323.2pp |
| Employer contribution / active EE | $1,770 | $5,858-69.8% | $5,144-65.6% | $4,764-62.9% |
| Participant deferral / active EE | $3,809 | $5,948-36.0% | $5,198-26.7% | $5,851-34.9% |
| Admin fee / account holder | $4,375 | $17,111-74.4% | $13,955-68.6% | $11,599-62.3% |