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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,239 | $67,606-18.3% | $82,313-32.9% | $70,124-21.2% |
| Participation rate | 90.2% | 72.8%+17.5pp | 76.9%+13.3pp | 69.5%+20.7pp |
| Annual return | 15.47% | 21.57%-6.1pp | 25.88%-10.4pp | 73.14%-57.7pp |
| Employer contribution / active EE | $431 | $1,755-75.4% | $2,428-82.2% | $2,342-81.6% |
| Participant deferral / active EE | $2,977 | $2,987-0.3% | $3,706-19.7% | $3,332-10.6% |
| Admin fee / account holder | $5,359 | $4,512+18.8% | $5,608-4.4% | $4,645+15.4% |