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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,963 | $60,349-40.4% | $74,184-51.5% | $62,881-42.8% |
| Participation rate | 95.6% | 72.7%+22.8pp | 76.6%+18.9pp | 69.3%+26.3pp |
| Annual return | 11.70% | 21.38%-9.7pp | 17.74%-6.0pp | 20.14%-8.4pp |
| Employer contribution / active EE | $440 | $1,680-73.8% | $2,370-81.4% | $2,281-80.7% |
| Participant deferral / active EE | $2,677 | $2,856-6.3% | $3,550-24.6% | $3,203-16.4% |
| Admin fee / account holder | $4,267 | $4,261+0.1% | $5,586-23.6% | $4,296-0.7% |