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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,138 | $52,353+221.2% | $120,225+39.9% | $82,448+103.9% |
| Participation rate | 89.7% | 58.3%+31.3pp | 69.6%+20.1pp | 68.1%+21.6pp |
| Annual return | 18.43% | 61.85%-43.4pp | 439.23%-420.8pp | 41.64%-23.2pp |
| Employer contribution / active EE | $11,833 | $1,510+683.6% | $3,475+240.5% | $2,551+363.9% |
| Participant deferral / active EE | $9,112 | $2,627+246.9% | $3,999+127.9% | $4,139+120.1% |
| Admin fee / account holder | $479 | $4,363-89.0% | $5,696-91.6% | $7,234-93.4% |