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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,138 | $56,431+198.0% | $130,788+28.6% | $87,485+92.2% |
| Participation rate | 89.7% | 58.9%+30.7pp | 70.1%+19.6pp | 68.9%+20.7pp |
| Annual return | 18.43% | 91.27%-72.8pp | 386.44%-368.0pp | 26.06%-7.6pp |
| Employer contribution / active EE | $11,833 | $1,549+663.9% | $3,558+232.6% | $2,596+355.8% |
| Participant deferral / active EE | $9,112 | $2,749+231.4% | $4,137+120.2% | $4,274+113.2% |
| Admin fee / account holder | $479 | $4,433-89.2% | $6,673-92.8% | $7,775-93.8% |