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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,119 | $91,198-35.2% | $178,503-66.9% | $79,856-26.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 43.74% | 24.20%+19.5pp | 151.12%-107.4pp | 31.71%+12.0pp |
| Employer contribution / active EE | $3,223 | $3,257-1.0% | $5,011-35.7% | $2,471+30.4% |
| Participant deferral / active EE | $3,727 | $3,237+15.2% | $5,202-28.4% | $3,741-0.4% |
| Admin fee / account holder | $2,323 | $6,748-65.6% | $13,987-83.4% | $5,306-56.2% |